Required Auto Insurance in North Carolina

In North Carolina, there are specific types of coverage that are required for your auto insurance. It is required by the state to have all of these coverage types, and you must carry proof that you are insured and show it when asked by law enforcement officials. Without the required insurance, you could be given fees and fines. If you need auto insurance, don’t hesitate to call us at Don Allred Insurance in Burlington, NC.

Liability Insurance Coverage

Both bodily injury liability and property damage liability are required by law. These cover the bills that result from an accident that is your fault. There is a required minimum amount for one person who becomes injured in such an accident. There is another amount mandated for all of the people who become injured in an accident. In addition, there is a minimum required amount for the damage to another person’s property, such as their vehicle or a building, that is caused by an accident that is your fault. 

Uninsured and Underinsured Motorist Insurance

This is also required as a part of your auto insurance policy. This is uninsured and underinsured motorist coverage. Just as the name implies, this covers you if you get into an accident with a driver who has no insurance or too little insurance to pay for your injuries and/or property damage. It is also important to have this because it protects you against bodily injury and property damage that is caused in a hit-and-run. Having all of these coverage types keeps you legal when you’re driving in North Carolina and protects you against a wide range of incidents that can happen. 

Stay Protected With Auto Insurance

Don’t risk driving in North Carolina without the required auto insurance coverage. If you need auto insurance, or you want to change carriers, give us a call at Don Allred Insurance in Burlington, NC.