Is there a penalty for a lapse of liability insurance coverage in North Carolina?

One of the most important things to drivers in or around Burlington, North Carolina is auto insurance. Insurance protects you in case of an accident—keeping you from footing the bill for a car accident that is your fault. However, there is another reason why you may choose to get auto insurance in Graham or Mebane North Carolina—it is the law.

In North Carolina, drivers are required to carry at minimum liability insurance. Liability insurance is what covers the cost of repairs or replacement on the other vehicle or property, if you are in an accident that is your fault. Clearly, this is a very important type of insurance, so it only makes sense that the state chooses to make it mandatory.

You may wonder what the penalty is for driving without proper liability insurance. It can be drastic. If a police officer pulls you over for driving without insurance, you can be hit with a very expensive ticket. Quite often, if you are pulled over for something minor you may get off with a warning. However, if the police officer runs your insurance and realizes that you are not covered, you are going to get hit with that expensive ticket as well as a ticket for driving with no insurance. Additionally, it can be harder to get insurance in the future if you have tickets for not maintaining insurance.

So, what should you do to rectify this situation? For most individuals, the simplest thing to do is to contact an independent agent to go ahead and get that insurance. If you choose the right agent, you can get live quotes and never worry that you are paying too much for your liability insurance coverage—something that will make you rest much easier.