When and Why You May Want to Consider Non-Owner Car Insurance

If you’ve made the decision to sell your car and use public transportation or other transportation methods to your advantage to save on gas, maintenance and repairs, then you are probably ready to drop your auto insurance in Burlington, NC. However, you shouldn’t be too quick to do this. In fact, you may want to find out more about non-owner auto insurance. Read on to learn the basics.

What Exactly Is Non-Owner Car Insurance?

Basically, non-owner car insurance will protect you if you are driving a car that you do not own. It is liability only, but it covers you in the event of an accident that is your fault. As a general rule, this type of policy is per-person rather than per-car. Depending on your policy, you may be able to have theft and fire damage covered as well. There are always limitations, though, so it is important to speak to your independent agent in Burlington about the facts.

Why Should You Get Non-Owner Vehicle Coverage?

If you have sold your car, then you may think that insurance isn’t necessary. However, you never know when an emergency is going to crop up and your bicycle or public transportation isn’t going to cut it. You need to borrow your neighbor’s car. If an accident happens while you’re driving, and you don’t have insurance, then you’re basically facing financial ruin. However, non-owner vehicle coverage can help save you from going completely broke.

Give Us a Call Today!

If you would like to learn more about non-owner vehicle coverage and to see if it is available in Burlington, North Carolina, please give us a call. Our car insurance agents proudly serve the 27215 community, offer some of the best service and most affordable rates. Find out for yourself when you call for car insurance quotes!