Do I have to change my auto insurance policy during a temporary relocation to other state?

Moving to a new state for a temporary assignment or project can seem complicated. You may not be planning to stay in Burlington, NC for long, so it can be difficult to determine if you need to change your auto insurance policy and register your vehicle in the new state. Ultimately, it depends on the situation.

Short-Term Plans

Temporary relocations that will only last for a week or two may not need a new policy. Generally, your insurance provider will automatically adjust your plan based on the state where you are driving if you are out of the area during an accident.

While you may not need to change your policy for a short-term relocation that will only last a few weeks to a month, you may need to inform your insurance provider and ask about the options before you leave the area. Some insurers may offer a plan that is specifically designed to address your situation.

Long-Term Relocation

Any time that you are moving to a new state for several months to a year, it is important to contact your insurance provider and change your policy. You will also need to follow state guidelines and standards for licensing and registration if your temporary move will exceed a few months.

State laws and concerns may vary, so the details regarding your options and requirements can vary. Generally, it is best to contact the department of motor vehicles to find out state laws for any relocation that will exceed a one to two month period and may require registering your vehicle.

It can be challenging to determine your options when you are moving temporarily. Contact us to speak to an agent for more details about your options.