How Personal Property Coverage Impacts Home Insurance

Don Allred Insurance serves the Burlington, NC community. For over 30 years, we have helped our clients find policies to minimize risks and protect their assets. We proudly serve the community as an independent agency. We have working relationships with several carriers throughout the South. This allows us to offer our clients unique policies designed to meet their individual needs.

How Personal Property Coverage Impacts Home Insurance

Your Burlington, NC home is your personal sanctuary. Protecting it is one of your top priorities. Home insurance covers one of your most valuable assets. Home insurance covers the interior and exterior structure of your home. You are protected if severe weather moves through the area of if there is an accidental fire. Liability coverage is also important. If you enjoy inviting guests over to your home, liability coverage protects you if one of your guests is injured on your property. You are also covered if you accidentally damage your neighbor’s property.

Personal property coverage protects your items inside your home. This gives you a peace of mind if your furniture, clothing, or electronics are damaged, stolen, or vandalized. You’ll have coverage in place as you decide whether to repair or replace the items. Be sure to take inventory of your items once you move into your home. That way, you’ll have a clear idea of their value. If you have luxury items such as fur or jewelry, you may need to add extra coverage in order to fully protect those items. Possible depreciation is another variable to consider, as that may impact the value of some of your personal items.

Don Allred Insurance Will Help You Protect Your Assets

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