When you first start shopping for car insurance, it can be hard to determine what you really need. There are many types of insurance to consider. Then, there are different amounts of insurance, depending on your budget. Many people try to get the cheapest plans, but that isn’t always a good thing.
Not sure where to start? Here are some types of auto insurance that you need to consider when buying a plan.
Liability Insurance. This will cover you in case you are in an accident that was your fault. It will help to cover any costs associated with any property damage that occurred. It can also help to pay for any medical bills.
Collision Coverage. Collision will cover any damage to your car. If it is totaled, it will pay you money for the value of the car so that you can replace it.
Comprehensive Coverage. This coverage will help with any expenses that aren’t related to an accident, such as weather damage or if you hit a deer. It can also cover any damage due to theft, or if your car is stolen.
Uninsured and Underinsured Motorist Protection. Though it is required to have automobile insurance, the truth is that there are people who don’t have any. There are also people who simply don’t have enough insurance to cover the expenses that go along with an accident. Because of this, you may want to get this insurance to help fill in the gaps.
If you are looking for auto insurance in Burlington, NC, you need to contact us today at Don Allred Insurance. We will make sure that you have the insurance that you need to protect yourself in case you are involved in an accident.