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Your auto insurance from Don Allred Insurance in Burlington, NC, is perfect for shielding you against accidents, theft, liabilities, and so on. However, it would help if you considered endorsements (add-ons) to cover you against risks specific to you.
Not sure the add-ons to help boost your auto insurance? Keep reading.
Nil depreciation
If your car got an accident today and filed a claim with your insurance, you will receive the claim amount minus the depreciation figure. The results? You will have to dip into your pockets to cover the difference. Add deductibles to this amount, and the out-of-pocket expenses can quickly stack up, eroding the benefits of auto insurance.
Given this scenario, we advise new car owners and those motorists whose spare parts cost an arm and a leg to buy the zero depreciation rider to get the total claim amount when accidents happen.
Road assistance coverage
Since car breakdowns are part and parcel of the car ownership journey, it’s not uncommon to experience engine failure, flat battery, and punctures when on the highway. Since these breakdowns are unplanned, they can be inconveniencing and frustrating.
Thankfully, road assistance coverage ensures your car is towed to the nearest garage, lessening your frustrations and financial burden.
Consumables coverage
Consumables like oils, bolts, nuts, filters, and many others aren’t covered by your typical car insurance when your insured car is undergoing repairs following an accident. However, when you purchase this coverage, consumables don’t have to dent your pocket.
Umbrella insurance
Do you have significant assets? You might need to boost the liability coverage of your car insurance with umbrella insurance. Since your liability coverage limit can be depleted following a severe accident, you need umbrella insurance to protect your assets when you are deemed liable for the accident.
Car insurance in Burlington, NC
Would you like to boost your auto insurance with the above add-ons? Don’t hesitate to get in touch with Don Allred Insurance today. You will be surprised that add-ons cost a fraction of your basic car insurance premium, but trust us, every penny is worth it.