Preventive care might not be a phrase that you are familiar with, but Don Allred Insurance serving Burlington, NC wants to tell you why preventive care is so important to your health.

Preventive care benefits are offered as a part of all health insurance policies. Preventive care ranges from something as simple as your annual physical with your primary care physician to specialized tests that are completed to make sure you haven’t begun to develop serious health issues.

Taking part in the preventive care services offered by your health insurance can literally save your life. Preventive care tests for high blood pressure, diabetes and a variety of different cancers are part of your benefits. Additionally, many vaccinations are available through your preventive care benefits. Participating in these annual tests and screenings is vital to monitor your health and wellness and will give you and your physician the opportunity to treat any health issues as soon as they begin to develop.

For certain conditions, such as cancer, early detection and treatment can literally be the difference between beating the disease and succumbing to it, so taking part in any and all annual cancer screenings that your health insurance offers is essential. Screenings for your A1C blood sugar levels can vastly lower the complications that can arise from uncontrolled diabetes. Having your blood pressure and cholesterol levels checked routinely can also help your physician determine if you are at risk for heart disease, which is often considered a silent killer.  

Take full advantage of your health insurance benefits and be an advocate for your own health by taking full advantage of your preventive care benefits.

Contact the team at Don Allred Insurance serving Burlington, NC today to learn more about health insurance and preventive care!

When you need life insurance, and most people do, it’s important to know what you are paying into and how it will work. Whole life insurance works very differently from term life insurance. If you are interested in whole life, call us at Don Allred Insurance in Burlington, NC right away to find out more. 

Whole Life

One way that whole life insurance stands out from other life insurance policies is that it is good for your whole life. Just as the name suggests, it will cover you for the rest of your life as long as you stay up to date with your monthly premium payments. If you keep paying for your policy, it can’t be cancelled- not even by the insurance company. This gives you peace of mind for life. 

Cash Value

Another factor that distinguishes whole life insurance is that your policy will build a cash value. As you pay your monthly premiums, over time the amount that you pay in starts to build up a value within the policy. This is a cash value that you can borrow against when you need to. If you have a major financial problem, you can borrow some of that cash value and pay it back later just as you would with any loan. This can be extremely useful if a sudden financial problem comes up. 

Death Benefit

The death benefit of your policy is guaranteed. If you have borrowed against the cash value of your policy, and you don’t finish paying it back, the amount that you owe is simply deducted from the death benefit amount. 

Get Whole Life

If you like the idea of being covered for life, you may be a good candidate for a whole life policy. If you’re interested in getting one, call us at Don Allred Insurance in Burlington, NC.