What New Drivers Should Know about Auto Insurance

As a new driver, one of your first responsibilities is purchasing auto insurance. If you live in Burlington, NC or surrounding areas, you can contact Don Allred Insurance for the auto coverage you need. Auto insurance is mandatory in North Carolina by law. Here are some important facts every new driver should know about auto coverage.

What Auto Insurance Covers

Auto insurance offers protection against auto theft, accidental injuries, vehicle damage, and breakdowns on the road. A basic policy will offer the following coverage:

Collision – to pay for collision damage to your vehicle

Comprehensive – to pay for auto theft and damage to your vehicle from non-collision causes (vandalism, bad weather, falling objects, etc.)

Uninsured/underinsured Motorist – to pay for damage to your vehicle caused by a hit and run or uninsured drivers

Liability – to pay for injuries or property damage to other drivers in accidents you cause. North Carolina requires that all drivers carry minimum liability insurance coverage.  

Shopping for a Policy

Auto coverage may vary from one company to another. Before purchasing a policy, take time to see what different insurers in your area have to offer. For your convenience, you can comparison shop for auto insurance online to get an idea of coverage options and costs. It’s also important to choose a reputable company to work with in order to get quality customer service.

Customizing Coverage

Auto coverage isn’t “one size fits all.” By being selective in your coverage, you can get better protection for your lifestyle. Customizing your policy can also save you money on your premium. As a new, inexperienced driver, you should ensure you get sufficient coverage to protect you and others on the road.

For quality auto coverage at affordable costs, come to Don Allred insurance, serving residents in Burlington, NC, and surrounding communities.