How to protect your home from the most likely insurance claims

When it comes to homeowners insurance, there is no sure-fire way to avoid filing a claim under your policy. However, there are plenty of steps you can take to mitigate the most common risks. We at Don Allred Insurance would be happy to discuss any questions about your home insurance policy. If you live in the Burlington, NC area, call us to make an appointment today. 

Install a security system

One of the most costly claims you can make is one after your home has been robbed. Not only is it an expensive claim, but it is traumatic to your family. A security system can help reduce the likelihood that you will be a victim of a robbery. 

Prepare for wind 

While you can not control the weather, you can make sure you are maintaining your home in such a manner that if a wind storm hits, the damage to your property is minimal. For example, make sure you are trimming the branches close to your home and be sure to have any dead trees removed promptly. 

Leak detecting sensors

Installing leak detection sensors is a great way to detect any water issues early enough so that they can be stopped before any significant damage is caused to the home. Also, you can purchase water sensors to place near the washer to detect if there is a water overflow. 

Prepare your property to avoid slips and falls. 

Slip and falls in and around homes are the most likely types of liability claims made under a home insurance policy. It is critical to make sure your driveway, porch, and walkways are clear of any tripping hazards. Also, during the winter, make sure the outside areas are properly salted to avoid guests slipping. 

If you would like additional tips on how to reduce the likelihood of claims, feel free to reach out to us at Don Allred Insurance today. We proudly serve the Burlington, NC area.