Young families in the greater Burlington, NC area are encouraged to obtain private life insurance outside of any employer-provided policies that they may have. The team at Don Allred Insurance has worked with too many clients who change jobs and never confirm that their new employer provides life insurance. Insurance premiums can increase as you age, and it is always best to secure coverage at the youngest age possible. Relying on employer-provided policies can leave you finding insurance at an advanced and more expensive age.
Why you need your own life insurance policy
When you work with a dedicated insurance agent your family always has someone to turn to in the event of distress due to loss. Life insurance, whether it be term, whole, or universal, allows your family to maintain some sense of normalcy in the event that you die early. With a guaranteed death benefit, your family will have the resources that it needs in what is typically a devastating experience. Life insurance can often let them remain in the family home and continue on with longstanding educational plans. And in the event that you live a long and healthy life, your policy can sometimes provide a cash benefit when you are still alive. There are many reasons to have your own private life insurance policy in addition to anything that you are provided at work or through your employer.
Life insurance needs to be a part of every family’s insurance portfolio, no matter the type of policy you choose. If you are ready to protect your family, even after you are gone, contact the team at Don Allred Insurance today and schedule a consultation. We are proud to serve the insurance needs of our greater Burlington, NC community.