A Surprisingly Important Reason to Have Health Insurance – Hurricanes

Dangerous hurricanes have been in the news quite a bit recently. The kind people at Don Allred Insurance serving Burlington, NC and the surrounding area know about this hurricane danger firsthand. In many weather reports, there is a realization that a particular hurricane is some kind of historic event. News reports might say this is the strongest hurricane ever to hit an area. It has the highest winds on record. This was the first time the storm surge was so high and so on.

People living in areas subject to hurricane risk should have property insurance for protection. Flood insurance is a good idea as well, even for outlying areas and those that never experienced a flood or did not have a flood in a very long time.

One surprising thing that is always true is that in order to protect yourself and your family from hurricanes, you also need health insurance. Health insurance is good for regular health care needs. Health insurance is even more important for emergency needs.

The Serious Dangers of Floodwaters

When an area experiences torrential rain from a hurricane, the land cannot absorb the water. When too much rain comes down in a short time, the rivers fill up, they overflow banks and dams, and the streets fill up with water as well.

After the hurricane passes, the water may stay in an area for a very long time. This standing water has all of the filth that was previously contained on dry land. It is a mixture of all the nasty stuff that ran off the dry land and now makes a toxic soup.

Health risk of contagious disease is very high and includes:

• Parasites: Giardia and cryptospores are a few of the parasites that cause illness.
• Bacteria: E. coli, when ingested, is a common cause of bacterial infections that may cause severe intestinal problems such as gas, nausea, vomiting, and diarrhea.
• Wound Infections: Open wounds can be infected with tetanus or bacteria.
• Trench Foot: Feet can swell and then rot from this infection that comes from standing in water for a long period of time.

Hopefully, this serious danger convinces anyone living in an area prone to hurricanes and/or floods that they need health insurance. Contact your agent at Don Allred Insurance in at Burlington, NC if you do not have any health insurance or to have a health insurance review to make sure you have adequate coverage.