Most people think that they’re paying too much money for auto insurance. The independent insurance agents at Don Allred Insurance in Burlington, NC work many different insurance companies. We’ll find out if you’re paying too much money for car insurance. If you are, we can switch you to a different insurer at any time. Here are some major factors that go into what you’re paying.

High Horsepower Machines

Some cars are made for speed. They have high performance power trains, steering and braking. Expect your car insurance premiums to reflect more speed and increased risk for an insurer.

You’re Driving with Some Tickets on Your Record

Many drivers with large collections of tickets also bring increased risk to their insurance company. The longer you collect those tickets, the longer you’ll be paying higher premiums.

Your Deductible

If you opted for a low deductible, you’ll be paying higher premiums. On the other hand, a higher deductible can translate into lower premiums. If you’re comfortable paying a higher deductible in the event of a claim, you could start saving money now and in the future.

Your Age

You’re likely to pay higher rates if you’re under the age of 25. A spotless driving record, some added experience and a clean claims history should lower that premium rate once you’ve hit 25.

The Dreaded SR-22

If you’re driving record is such that an SR-22 is required, you’ll probably need about three years of ticket and claim free driving before the SR-22 requirement can be lifted. Start keeping the pedal off the medal today to lower your future rates.

Let our independent insurance agents at Don Allred Insurance in Burlington, NC shop your rates for you. Call us at 800-280-2230. We’ll use our connections for you.

When something goes wrong around the house, do you just factor the repair or replacement into your budget for the month? There are a variety of scenarios that people may be able to call upon their home insurance agent, but they don’t even realize that they can get full or partial reimbursement for whatever has gone wrong. Don Allred Insurance wants the people of Burlington, NC to know more about how it all works.

What’s Your Worst Fear?

Is your large dog constantly causing accidents as they walk around the house? Are you afraid of having the wrong person on your property who will sue you if they trip over a toy or a stray piece of furniture? Did you recently read about the effects that water damage can have on your home? Have people been breaking into the trunks of cars around your neighborhood? Whatever it is you’re afraid of, you can talk to a home insurance agent to find out more about a policy that may be able to help.

If You Don’t Know, Ask

The worst thing that can happen in Burlington, NC is that your policy doesn’t cover a situation, so it never hurts to ask. The more you know, the more confident you’ll be the next time something goes wrong. Not every particular situation can be covered in a policy. It would be too complicated to list everything that could happen under the sun! Instead of wondering, you can always call your insurance agent to discuss. They may be able to suggest altering your policy if needed for next time Don Allred Insurance is here to ensure you get the most of your policy, so if you’re looking for more coverage, now is the time to call us today.

HOW CAN WE HELP YOU?

Don Allred Insurance

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