Identity theft is on the rise in the entire country, up six percent in the last year in the Burlington, NC area and you should prepare for what is likely to come. Shredding personal information before throwing it away and not detailing your personal checks are effective against the occasional looky-loo, but your major concern is electronic theft. Even if you never use credit cards online or electronically transfer funds, your information is still being stored electronically somewhere. The digital access to you is practically guaranteed. If your information is connected to electronic maintenance, then it is electronically accessible. You can avoid directly giving someone your personal and financial information, but it is not possible to deny a given individual indirect access to it.

Money transfers are the number one method of fraud, and the majority of schemes are implemented via emails. Not dealing with people you don’t know is a good strategy and can probably eliminate a lot of potential threats, but this may deter multiple attacks on your personal security. The odds are that you will be the victim of identity theft at least once in your lifetime. You may be able to eliminate certain avenues of access to your personal information by not displaying personal information when paying in person and avoiding having sensitive information sent through the postal service, but you can’t guarantee that your information won’t be physically stolen.

Identity theft insurance coverage may compensate you for expenses resulting from the theft, including replacement of valuable forms of identification. The coverage details vary from state to state. A trained and experienced professional from Willis Personal Lines Insurance can help you to prepare for something bad before it turns into something worse. The best course of action would be to have systems in place that will support a nearly inevitable attack on your identity.

How to Protect Your RV and Airplane This Summer
When it warms up outside in Burlington, NC, many people enjoy traveling. Whether you choose to travel by RV or your private plane, it is important that you take measures to protect both while you are exploring the United States. The following are measures you can employ to make sure you have extra protections this summer.

Purchase Comprehensive RV Insurance
Although the laws regarding the amount of insurance you need for your RV is different from state to state, typically, most states require that you purchase at least the minimum insurance to drive on the road. Unfortunately, you don’t always have enough protection with the minimum coverage. If you are sued as a result of an accident, you could be responsible for paying for thousands of dollars in medical bills and property damage. Instead of opting for the minimum coverage, get the most coverage with a comprehensive RV insurance policy.

Secure Airplane Insurance Before You Takeoff
When you are flying your airplane, you encounter many risks during takeoff while you are in the air, and when you are landing your airplane. Faced with the possibility of damaging another person’s property and a lawsuit, it is important that you safeguard your personal finances by purchasing enough airplane insurance. The amount of insurance required of you by law may be significantly different from the amount that will make you comfortable if you are being sued for damage to someone’s personal property. Learning what types and amounts of coverage are available for you is the first step to protecting your airplane while traveling this summer.

Summer ushers in many opportunities to travel. If you have an RV or an airplane, you should insure your property before taking off. By visiting our local insurance agency, we can determine an insurance policy that is appropriate for your travel plans.