The quaint beauty of Chapel Hill, North Carolina is the ideal setting for the University of North Carolina at Chapel Hill, and it also serves as the beautiful year-round home for many other non-college students in the 27514 zip code. This is a town with plenty of opportunities and things to do, yet it still manages to keep a small town look and feel. Of course, this makes residents of the area particularly lucky! Driving, biking, and other transportation in the are usually quite uncomplicated. The laws of the state do require that you maintain auto insurance if you drive a car here, however, so here are the basics that you’ll need to know before driving in Chapel Hill.

If you plan to drive a car, or in fact any motorized vehicle, in this area, you need to be sure to carry liability insurance at a minimum. Liability insurance is that coverage which will reimburse other people if they are in an accident that was caused by you. However, it will not reimburse you for damages to your vehicle or for bodily harm either. Because of this, most insurance agents strongly recommend that you also get some protection for yourself.

Collision auto insurance will help you to pay for car repairs when you are in an accident or when you accidentally run into a stationary object. Comprehensive coverage will help you pay for most other repairs that may come up due to damage, for example winter storm damage to your vehicle or even the theft of your car.

The best way to get the well rounded policy you need is to contact an independent agent and request a quote. At Don Allred Insurance, we work with multiple leading insurance companies so we can get you many different quotes to compare. This way, you get to choose how much you save and which policy is best!