How does a DUI conviction affect my auto insurance rate in Burlington, North Carolina ?

Drinking and driving comes with serious consequences–consequences that affect everything from your driving record to your insurance rate. First off, it’s important to note that North Carolina lumps all driving infractions involving drugs or alcohol under the term Driving While Impaired (DWI), as opposed to the common Driving Under the Influence (DUI) nomenclature. While normal drivers are considered to be impaired with a Blood Alcohol Content (BAC) of .08 percent, commercial drivers and those who already have a DWI on their record are over the legal limit when they hit a BAC of .04.

If you get caught for DWI, you will most likely want to hire a lawyer, and in addition to their fees you will end up paying fines and court fees. You are also likely to face a license suspension and for some offenses, you could have to do community service or even face jail time. Any DWI conviction also runs the risk of increasing your insurance, since you represent a greater risk. If you,get multiple DWI convictions, have a lot of other moving violations or get your license suspended for any length of time, your insurance company might also decide to drop you altogether.

If you lose your auto insurance coverage or have your rates go up as a result of a DWI, it’s important to shop around and see if you can find insurance at a good rate. In Burlington, North Carolina, you should contact Don Allred Insurance. As your independent agent, we can get you multiple quotes, in fact you can use our website to get live comparative quotes, assuring that you get the best possible rate on auto insurance.