Do I need automobile and homeowner policies, despite having an umbrella policy in Burlington, North Carolina?

You still need your auto and homeowners policies, even if you have umbrella insurance in Burlington, North Carolina. An umbrella policy works just like it sounds, to protect you better from rain, even when you’re wearing a rain coat.

Umbrella insurance protects you after your auto or homeowners liability coverage falls short, just like your rain coat. Umbrella coverage takes over after your auto or home insurance liability protection maximum is insufficient to safeguard your assets, such as your home.

Equally important, umbrella insurance will reimburse you for the costs you incur from defending a lawsuit, even if you win, that you must pay to your attorney. Understand and accept that you’ll need to pay expenses to lawyers just to defend even frivolous lawsuits.

Your top independent agent will work tirelessly on your behalf and recommend insurance protection that covers you sufficiently. Unlike captive agents that work for only one company, your independent agent in Burlington, North Carolina works for you.

There are few results more discouraging than the cost you face defending a groundless lawsuit. But, in America everyone can sue anyone for solid or frivolous reasons. You must defend yourself, even in these circumstances. Umbrella insurance coverage in Burlington, North Carolina protects you and your bank account from disaster. You still need your auto and homeowners insurance policies to be your first line of defense.

As your trusted independent agent, we’ll advise you on the best auto, home and umbrella policy for your situation. You can get multiple online quotes on our website to compare your coverage options. When you find programs you like, you can contact us to discuss the best insurance solutions for you. We are here for you.