As your trusted independent agent, we understand that shopping for car insurance can initially appear to be a maze with many twists, turns and dead ends. However, seniors and retirees may find useful discounts for auto insurance that can help balance their budgets around Burlington, North Carolina.

In our experience, we often advise our over-50 crowd to understand their options and not subscribe to some myths about senior drivers and car insurance. For example, an all-too-common myth states that auto insurance companies may deny seniors coverage simply because of their age. Not true.

In fact, many car insurance companies offer some premium discounts available only to senior drivers. Our clients can get and compare multiple auto insurance quotes from the comfort of their homes just by visiting our secure website and entering their information.

Common Senior Driver Car Insurance Discounts

Instead of working against you, your age can be an advantage with various auto insurance carriers. If you’re over 50, have a good driving record and in good standing with your DMV, you’ll be eligible for one or more of the following discounts.

• Safe driver discounts.
• Good credit discounts.
• Insurance company special discounts just for seniors.
• Multiple-car discounts for seniors with clean driving records for three to five years.
• Accident forgiveness (which keeps your premiums from increasing if you have an accident).

When you request multiple quotes, we’ll help you find the best coverage with senior driver discounts. This is one of the primary benefits of using your independent agent instead of dealing with an agent employed by only one company.

We work for you, not a single company. After you find one or more quotes from multiple insurance companies, you can contact us to discuss your options. We’ll give you advice, based on our long experience in the Burlington, North Carolina area to get you the best coverage for your budget.

Installing anti-theft devices on your car lowers your auto insurance premiums in Burlington, North Carolina. For example, if you install a immobilizer in your car, only the correct key or start code will work.

Thieves can no longer "hot wire" your auto to steal it. This lowers your risk of theft immensely, As your independent agent, we’ll find the best discount available for the anti-theft systems in your vehicle.

In some other countries, including the UK, Australia and Canada, new autos must now have these devices installed to prevent theft. As technology improves, a car immobilizer becomes more effective. The latest types of these devices have a microcircuit inside your key, which "broadcasts" a unique code to your auto’s computer. This deters thieves from even trying to hot wire your auto. If they try, they will be unable to start your car.

Even more traditional auto alarms can generate premium discounts. Since we are your independent agent, we will give you multiple quotes that account for all of the anti-theft measures and devices you install in your auto.

Typical auto insurance discounts for cars equipped with anti-theft protection can go from around 10 percent to 20 percent. While North Carolina is not one of the nine states that mandates car insurance companies to offer discounts for anti-theft installations, we’ll help you find similar discounts with one or more of the companies we represent as your independent agent.

Understand that, even if you don’t drive a Ferrari or Corvette, your car is at risk of theft. Even more sedate vehicles, such as Hondas, are common targets, since they allow thieves to dismantle and sell their high demand parts.

We love being your trusted independent agent–and working to find you the most budget-friendly auto insurance coverage. Visit our secure website or contact us to get multiple quotes to find a policy you like at an affordable price–including your anti-theft discount.