When you own several vehicles, such as a trailer, recreational vehicle and car, you may wonder if your current auto insurance policy can protect all of your vehicles under the same plan. Although every company and insurer is different, it may be possible to add recreation vehicles to your auto policy in certain situations.

Insurer Policies and Coverage

Every insurance company is different, so the coverage options that are available for your assets may vary. Some insurers may provide coverage for cars, recreation vehicles and other vehicles under the same policy. Other companies may not provide any coverage for certain vehicles like trailers or RVs.

The only way to determine if a Burlington, North Carolina insurance company is willing to protect all of your vehicles under the same policy is by asking if the company offers coverage for all of the vehicles.

Bundling Policies

If an insurer does provide coverage for cars, RVs and other vehicles, then you may be able to bundle your policies into a single bill and coverage solution. Every company offers different bundling policies and options, so it is usually best to compare your options to find the best rates and coverage for your needs.

With the help of an independent agent, you can quickly compare prices, coverage and options from a variety of insurance companies. An agent helps you narrow down the choices so that you can find the best policy for your financial goals and your specific concerns.

Depending on the vehicles that you own and the company that is currently insuring your car, it may be possible to bundle your policies. If you want to learn more about your specific plan, contact us to talk to an agent today.

You probably understand that auto insurance rates are based on risk statistics. For example, young and new drivers pay higher premiums. Why? Statistics show that teen and young drivers have more accidents that mature drivers. This is true in Burlington, North Carolina and throughout the US.

Similarly, the more miles you drive each year, increase the risk that you’ll be involved in an accident, too. This is perfectly logical because, regardless of how safe a driver you are, the more you’re on the road, the greater the chance of having an accident.

As your trusted independent agent, we can help you find a meaningful discount if you drive fewer miles than your neighbors. We work for you, not a single insurance company. We’ll help you find the best, most affordable auto insurance coverage that fits your specific situation.

For example, if you’re recently retired (after driving many miles each day to and from work for years), you’ll no longer have a long commute during North Carolina rush hours. Let us know so that we can identify a low-mileage discount, reducing your car insurance premiums.

Your independent agent has the experience to understand your lowered risk for more than just moving accidents. For instance, the more miles you drive, particularly on highways and heavily traveled roads, the more likely that you’ll suffer windshield damage at some point. Rocks (even pebbles) that strike your windshield often require replacing this important component.

Even an apparently minor rock impact can result in a growing "spider" web of minute cracks that impair your driving vision. The fewer miles you drive regularly, the less risk of incurring windshield damage.

These–and other risks–decrease as your annual mileage lessens. As your independent agent, we’ll help you find the best discount for you, while giving you the best protection around Burlington, North Carolina.