As your independent agent here in Burlington, North Carolina, we always look out for you and all of our other clients. Our job is to get you the insurance you need at the most affordable rates. One way that we can help you save money is by insurance bundling.
What we mean by insurance bundling is that you buy two or more separate insurance policies from the same insurance company. For instance, you could have a home policy and an auto insurance policy with the same insurance company. By bundling two or more policies together, you usually will receive a discount on the premium of the combined policies.
Insurance companies offer this discount because it means that they can sell two policies or maybe three and increase their business. Not only that, but when an individual chooses to buy their home and auto insurance from one insurance provider, experience shows that they will be more loyal to that insurance company. Securing a customer for years, and keeping them happy, is good business for insurance companies or any other kind of business.
You benefit by getting lower rates and also building up a relationship over the years. One accident will not be viewed as seriously when you have been a loyal customer for 10 years as if you change carriers every year. You can also add other coverage such as life or long-term healthcare.
Insurance bundling, used in conjunction with all of the other discounts that may be available, can save you some serious money. If you insure multiple vehicles with the same carrier and are also a safe-driver, you will get an even better deal on your premium.
As your Burlington, North Carolina independent agent, we can compare rates with insurance bundling and without insurance bundling. Sometimes, it is still better to use two separate companies. It all depends on your circumstances. We don’t take shortcuts and check everything to make sure you are getting the most affordable policy or policies that also provide the proper coverage for your needs.