Will my additional living expense coverage pay my rental expenses if I’m injured outside Burlington, North Carolina?

Life happens. Whether you live in Burlington, North Carolina or anywhere else outside the United States, accidents can happen and making sure you have adequate insurance coverage can give you peace of mind. Often people wonder if their additional living expense coverage will take care of rental expenses if they are injured while traveling away from home. Depending on the type of coverage you have, additional living expenses coverage probably will not cover rental expenses. Usually this type of protection helps people who have been displaced from their home because of a fire, flood or other hazard. The best way to make sure you understand your policy it to speak with an independent agent about the type of coverage you need.

Most additional living expense plans will take care of rental expense, eating out at restaurants, and other additional expenses directly related to damage to your home. Most companies offer a percentage of the policy with a maximum amount that can be paid out for these types of expenses. If you are injured while you are away from your Burlington home, you will need to consider other options to help with the expenses while you are recovering. When you speak with an independent agent about the type of insurance coverage you need, ask questions about this type of protection especially if you travel often.

One of the best ways to make sure you have the insurance coverage you need is to compare plans and identify what they will and will not pay. There are many options available and finding the right coverage for you and your family for an affordable price is important. Consider speaking with an independent agent about all of your options before purchasing any type of insurance plan.