One of the rights of passage for many teenagers is getting their learner’s permit. In Burlington, North Carolina, the age for obtaining a learner’s permit is 15. While the teenager is often excited to get behind the wheel and start driving, the child’s parents are often left with a number of more pressing concerns. One of these concerns is what to do about auto insurance.
Car insurance is a major concern for many families because it protects you financially in case of an accident. Teenage or other inexperienced drivers are more likely to get into an accident than drivers who have been on the road for a longer time. Because of this, it is only natural that auto insurance is one of the first things parents of a new driver think about before letting him or her behind the wheel.
In many states, North Carolina included, drivers with just a learner’s permit do not need their own car insurance to stay protected. The parent’s insurance will cover teenage driver, as long as the insured driver is in the car and all proper rules regarding driving with a learner’s permit are followed. That is why it is vitally important that you understand these laws, so you do not find yourself in hot water!
However, it can be best to talk to an independent agent about your particular case. There could be special circumstances that make a difference in how you should insure yourself and your teenage driver. Working with an independent agent, like our company, only makes sense for most customers. Not only can you have your questions about coverage answered, but you will get the best possible auto insurance coverage for the best possible rate. Give us a call and let us help answer your questions and also run a real-time insurance comparison to find the best rate for you.